Auto and car insurance that covers you on and off the road
When driving a car there is always the risk of an accident. A car vehicle collision will inevitably result in property damage and sometimes in personal injury or even death. Auto insurance is there to cover your financial interests in the event of collision damage and possible injury to yourself or others. Of course not all damage and loss is as a result of a car accident. Auto theft, storm damage and fire are just a few other possibilities.
If you drive a vehicle in West Caldwell, Pinebrook, Fairfield, North Caldwell or Parsippany you have choices as far as auto and car insurance goes. There is however a minimum level of coverage required by state law. The law only requires coverage for 3rd party property damage and personal injury. Beyond that you have many choices and options as to what coverage you want. The question is will you make the correct choices? Incorrect choices can cost you a lot of money down the line. One way to be sure you make the right auto insurance choices is to consult with an expert insurance agent. Elite Financial is an independent and trusted insurance broker in the State of New Jersey. They can help tailor cost effective and reliable car insurance that will have you covered whether you vehicle is on the road or not.
Auto insurance options are rather confusing as there are different policies that deal with different risks and events. Some of these are
- Liability insurance for 3rd party claims
- Collision coverage for accident damage
- Umbrella cover for additional limits
- Medical cover for bodily injuries
- Theft coverage in case your vehicle is stolen
- Towing and road side assistance
- Car rental and alternative transport
An independent and professional agent can help you with correct auto insurance selections and coverage.