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Life Insurance: Protection for Today and Tomorrow
There are things you plan for because you know they’re coming, like a child’s first prom or a graduation. Then there are things you prepare for hoping you’ll never face, such as the early death of your family’s financial provider.
No one wants to talk about it but ignoring the possibility and failing to prepare can be financially and emotionally devastating to surviving family members.
When a family looses their breadwinner, the emotional pain shouldn’t come with additional financial burdens. Although the income is gone the obligations continue, such as:
- Mortgage Payments
- College Tuition
- Home Maintenance
- Auto / Health / Life / Home Insurance premiums
- Automobile maintenance and / or payments
- Final Burial expenses
- … And every day expenses
You can be sure your family has what they need to carry on without worrying about finances. From permanent life insurance such as Universal and Whole Life to Term Life and Return of Premium Policies, we can provide a life insurance solution that meets the needs of your family. Talk to the licensed and experienced agents at Elite Financial Services and learn how affordable life insurance can be. It could be the most valuable gift you ever give to your family.
As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.
As medical care costs continue to soar with no end in sight, health insurance plays more and more of a role in protecting your physical health AND your financial health. The average family can’t afford the cost of a catastrophic illness without adequate health insurance in place. Even what are considered minor surgeries or procedures can be extremely expensive. No one should ever have to forego necessary treatment due to cost, nor should they suffer financial ruin just to stay healthy.
Health Insurance can provide the coverage you need to underwrite so many of those huge expenses. By selecting the right plan, deductible and coverage, Elite Financial Services can tailor a health insurance policy that meets the needs of you
and your family.
Health Coverage Options Include:
- Individual & Group Healthcare insurance
- Major Medical
- Disability Income Protection
- Health Savings Accounts
- Medicare Supplements
- RX drug coverage
- Short term medical / traveling medical insurance – in country & off US soil.
- …And more
For Individual & Family Health Insurance, Get a Quote Now by Applying Online Just click the link below. (NJ Residents Only)
Group Life & Health
Top Employees Expect Top Benefits
Today’s top employees consider a comprehensive benefit package a vital part of their overall compensation. Attracting and retaining top talent requires a benefit package that meets their expectations. The professionals at Elite Financial Services can help you design a benefits package that keeps you competitive in employee recruiting and retention. Major Medical, Disability, Prescription Drug coverage: we work with a variety of carriers to provide all of these and many more.
CONTACT Elite Financial Services for your no-obligation quote.